Financhill
Buy
70

USCB Quote, Financials, Valuation and Earnings

Last price:
$17.76
Seasonality move :
-7.54%
Day range:
$17.50 - $18.42
52-week range:
$10.25 - $21.86
Dividend yield:
1.12%
P/E ratio:
17.27x
P/S ratio:
4.65x
P/B ratio:
1.65x
Volume:
17.4K
Avg. volume:
29K
1-year change:
45.46%
Market cap:
$353M
Revenue:
$66M
EPS (TTM):
$1.03

Analysts' Opinion

  • Consensus Rating
    USCB Financial Holdings has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $19.75, USCB Financial Holdings has an estimated upside of 17.76% from its current price of $17.79.
  • Price Target Downside
    According to analysts, the lowest downside price target is $16.00 representing 100% downside risk from its current price of $17.79.

Fair Value

  • According to the consensus of 3 analysts, USCB Financial Holdings has 17.76% upside to fair value with a price target of $19.75 per share.

USCB vs. S&P 500

  • Over the past 5 trading days, USCB Financial Holdings has underperformed the S&P 500 by -0.58% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • USCB Financial Holdings does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • USCB Financial Holdings has grown year-over-year revenues for 2 quarters straight. In the most recent quarter USCB Financial Holdings reported revenues of $21.5M.

Earnings Growth

  • USCB Financial Holdings has grown year-over-year earnings for 2 quarters straight. In the most recent quarter USCB Financial Holdings reported earnings per share of $0.35.
Enterprise value:
173M
EV / Invested capital:
--
Price / LTM sales:
4.65x
EV / EBIT:
1.99x
EV / Revenue:
2.29x
PEG ratio (5yr expected):
1.31x
EV / Free cash flow:
5.60x
Price / Operating cash flow:
11.35x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.85%
Net Income Margin (TTM):
27.18%
Return On Equity:
10.4%
Return On Invested Capital:
5.99%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $67.7M $67M $75.4M $16.2M $21.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $1.08 $0.91 $1.03 $0.19 $0.35
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets -- $75.7M $79.9M $261M $308.8M
Total Assets -- $1.8B $2B $2.2B $2.5B
Current Liabilities -- $17.3M $23.9M $26.6M $36.2M
Total Liabilities -- $1.6B $1.9B $2.1B $2.3B
Total Equity -- $201.9M $177.4M $182.9M $213.9M
Total Debt -- $36M $26M $102M $118M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $30M $26.5M $31.2M $8.3M $11.2M
Cash From Investing -$328.3M -$260.1M -$243.7M -$76.8M -$74.8M
Cash From Financing $302M $193.7M $217.6M $14.6M $24.8M
Free Cash Flow $29.5M $25.9M $30.9M $8.3M $11.1M
USCB
Sector
Market Cap
$353M
$684.5M
Price % of 52-Week High
81.38%
87.63%
Dividend Yield
1.12%
2.22%
Shareholder Yield
--
3.86%
1-Year Price Total Return
45.46%
8.32%
Beta (5-Year)
--
0.739
Dividend yield:
1.12%
Annualized payout:
$0.00
Payout ratio:
14.88%
Growth streak:
0 years

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Technicals

8-day SMA
Buy
Level $17.70
200-day SMA
Buy
Level $14.47
Bollinger Bands (100)
Buy
Level 14.23 - 18.85
Chaikin Money Flow
Sell
Level -497.1K
20-day SMA
Sell
Level $18.40
Relative Strength Index (RSI14)
Sell
Level 44.10
ADX Line
Buy
Level 19.21
Williams %R
Neutral
Level -58.8997
50-day SMA
Sell
Level $18.37
MACD (12, 26)
Sell
Level -0.34
25-day Aroon Oscillator
Sell
Level -64
On Balance Volume
Neutral
Level 1.9M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.1514)
Sell
CA Score (Annual)
Level (-2.2305)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (10)
Sell
Ohlson Score
Level (2.9244)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

USCB Financial Holdings Inc is a community bank. Through its network of branches and its online banking platform, it offers customers a wide range of financial products and services such as Personal and Business Checking, Savings, Credit Cards, and Real Estate Loans.

Stock Forecast FAQ

In the current month, USCB has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The USCB average analyst price target in the past 3 months is $19.75.

  • Where Will USCB Financial Holdings Stock Be In 1 Year?

    According to analysts, the consensus estimate is that USCB Financial Holdings share price will rise to $19.75 per share over the next 12 months.

  • What Do Analysts Say About USCB Financial Holdings?

    Analysts are divided on their view about USCB Financial Holdings share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that USCB Financial Holdings is a Sell and believe this share price will drop from its current level to $16.00.

  • What Is USCB Financial Holdings's Price Target?

    The price target for USCB Financial Holdings over the next 1-year time period is forecast to be $19.75 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is USCB A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for USCB Financial Holdings is a Hold. 2 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of USCB?

    You can purchase shares of USCB Financial Holdings via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase USCB Financial Holdings shares.

  • What Is The USCB Financial Holdings Share Price Today?

    USCB Financial Holdings was last trading at $17.76 per share. This represents the most recent stock quote for USCB Financial Holdings. Yesterday, USCB Financial Holdings closed at $17.79 per share.

  • How To Buy USCB Financial Holdings Stock Online?

    In order to purchase USCB Financial Holdings stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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